Thailand Retirement Visa 2026: requirements, documents & process
Everything you need to retire legally in Thailand from age 50 — and how PDC prepares, files and renews it for you every year.
- 50+
Minimum age of the main applicant
- 800K Thai Baht
Or 65,000 Thai Baht monthly income, or a mix
- 1 year
Renewable in Thailand, year after year
- No work
Employment is not allowed on this visa
Three retirement routes
-
Non-O (Retirement)
The most common route. Apply abroad, or convert inside Thailand from a visa exemption at some immigration offices. 90 days, then a 1-year extension.
Best if: you are already in Thailand
-
O-A (Long Stay)
Applied for from your home country. 1 year on arrival. Needs health insurance, police clearance and a medical certificate.
Best if: you want everything ready before you fly
-
O-X (10-Year)
For eligible nationalities with 3M Thai Baht in a Thai bank (or 1.8M Thai Baht plus 1.2M Thai Baht yearly income). Fewer renewals.
Best if: you want long-term certainty
Money requirements — where most applications fail
Thai immigration is strict about where the money is, whose name it is in, and how long it has been there.
800,000 Thai Baht in a Thai bank — in your own name, seasoned for the required period before you apply and kept at the required level afterwards.
65,000 Thai Baht monthly income — pension or income proven by an embassy letter or by regular transfers into Thailand.
A combination — bank deposit plus 12 months of income adding up to at least 800,000 Thai Baht.
Seasoning periods and evidence rules differ between immigration offices. We check the rules of your local office.
Document Checklist
What to prepare — tick as you go
Applying from abroad (O-A)
1-year extension in Thailand
Each embassy and immigration office may ask for extra or slightly different documents. We send you a checklist for your exact office.
How PDC handles your retirement visa
- 01
Free call & eligibility
We confirm the best route for your age, money and nationality.
- 02
Document review
We check every page before submission — no wasted embassy trips.
- 03
Bank & insurance
We help you open a Thai account and choose an approved policy.
- 04
Filing & renewals
We go to immigration with you, then remind you of every renewal and 90-day report.
Retirement visa FAQ
Can my wife or husband under 50 come with me?
Yes. Only the main applicant must be 50 or older. A younger spouse can usually stay on a dependant visa linked to your retirement extension, with your marriage certificate as evidence.
Can I use the 800,000 Thai Baht for living costs?
Not freely. The deposit has to be in your account for a set period before you apply and kept at the level immigration requires afterwards, so most retirees treat it as a reserve and live on a pension or other income. The exact rules differ between immigration offices, and we check yours.
What happens if I travel abroad?
Get a re-entry permit before you leave. Without one, your extension of stay ends when you exit Thailand and you would have to start again. A single or multiple permit keeps it valid while you are away.
How long does it take?
It depends on your route. Gathering documents usually takes longest, because police clearances, medical certificates and bank seasoning each have their own timelines. Embassies and immigration offices also set their own processing times. We give you a realistic timeline for your case on the free call.
Check your eligibility in one free call.
Retirement visa packages at a fixed fee, agreed in writing before any work begins.